What is Liquor Liability Coverage?

Liquor Liability Insurance protects an insured that manufactures, sells, or serves alcohol, against claims that occur when someone drinks too much and injures himself or others. If an insured sells alcohol on site, the insured can be held liable for the actions of the customer. Liquor Liability coverage protects against such claims and covers the insured even if they are being sued. Four major types of claims are covered: Drunk Driving, Assault and Battery, Sexual Assault and Harassment, and Slips, Falls, and Personal Injuries.

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